A river winding its way down to the sea, from its mountain source, will inevitably choose the lowest land through which to flow. By the time the river approaches the sea the speed at which it is traveling will have decreased considerably, thus allowing the water to drop its load of sediment and other solids. These solid particles (alluvium), therefore, form the land pockets which are characteristic of the various branches of a river delta.
Owing to the slow pace of a river at this stage, it will wind its way round any elevated land points rather than go over them. Deltas are most likely to form where the sea, into which the river flows, is particularly calm for most of the year. Notable deltas in the world include the Mississippi (the largest) the Ganges, and the Nile. A delta is so called because it is the name of the fourth letter of the Greek alphabet whose shape it resembles.
River deltas form when river carrying sediment reaches either a body of water, such as a lake, ocean, or reservoir, another river that cannot remove the sediment quickly enough to stop delta formation, or an inland region where the water spreads out and deposits sediments. The tidal currents also cannot be too strong, as sediment would wash out into the water body faster than the river deposits it. The river must carry enough sediment to layer into deltas over time.
The river’s velocity decreases rapidly, causing it to deposit the majority, if not all, of its load. This alluvium builds up to form the river delta. When the flow enters the standing water, it is no longer confined to its channel and expands in width. This flow expansion results in a decrease in the flow velocity, which diminishes the ability of the flow to transport sediment.
As a result, sediment drops out of the flow and deposits. Over time, this single channel builds a deltaic lobe (such as the bird’s-foot of the Mississippi or Ural river deltas), pushing its mouth into the standing water. As the deltaic lobe advances, the gradient of the river channel becomes lower because the river channel is longer but has the same change in elevation.
As the slope of the river channel decreases, it becomes unstable for two reasons. First, gravity makes the water flow in the most direct course down slope. If the river breaches its natural levees (i.e., during a flood), it spills out into a new course with a shorter route to the ocean, thereby obtaining a more stable steeper slope.
Second, as its slope gets lower, the amount of shear stress on the bed decreases, which results in deposition of sediment within the channel and a rise in the channel bed relative to the floodplain. This makes it easier for the river to breach its levees and cut a new channel that enters the body of standing water at a steeper slope. Often when the channel does this, some of its flow remains in the abandoned channel. When these channel-switching events occur, a mature delta develops a distributary network.
Another way these distributary networks form is from deposition of mouth bars (mid-channel sand and/or gravel bars at the mouth of a river). When this mid-channel bar is deposited at the mouth of a river, the flow is routed around it. This results in additional deposition on the upstream end of the mouth-bar, which splits the river into two distributary channels. A good example of the result of this process is the Wax Lake Delta.

